Pintopay Card vs Ready Card

Side-by-side comparison of 2 crypto debit cards

	Pintopay Card 2.0/5 self_custodialmastercard	Ready Card 4.5/5 self_custodialmastercard
Rating
Overall	2.0/5	4.5/5
Fees
Monthly Fee	$0.00 (Free)	—
Issuance Fee	$0.00 (Free)	See card_tiers
Rewards
Max Cashback	No traditional percentage-based cashback	36%
Features
Apple Pay	Yes	No
Google Pay	Yes	Yes
Custody	self_custodial	self_custodial
KYC Required	No KYC	No KYC
Pros & Cons
Pros	Privacy-focused approach with streamlined onboarding Straightforward fee structure (2.5% on top-ups, $0.25 per transaction) Available worldwide except in sanctioned countries No monthly fees or staking requirements	True self-custody model maintains crypto ownership principles Competitive cashback with boost opportunities up to 6% No hidden fees or exchange rate markups Global usage through Mastercard network
Cons	Card top-ups limited to USDT only (wallet supports additional assets) Top-ups can take up to 12 hours to reflect on card Physical cards in limited rollout (general availability expected 2025) Custodial wallet system (self-custody planned for 2025)	120 USDC annual fee for Metal card Currently only supports USDC/USDC.e for spending Ordering limited to UK and EEA residents Cashback rewards capped at $150 monthly