Pera Card (Algorand) vs Ready Card

Side-by-side comparison of 2 crypto debit cards

	Pera Card (Algorand) self_custodialmastercard	Ready Card 4.5/5 self_custodialmastercard
Rating
Overall	—	4.5/5
Fees
Monthly Fee	None	—
Issuance Fee	Free	See card_tiers
Rewards
Max Cashback	2.01%	36%
Features
Apple Pay	Yes	No
Google Pay	Yes	Yes
Custody	self_custodial	self_custodial
KYC Required	No KYC	No KYC
Pros & Cons
Pros	True non-custodial design - users maintain complete control of their funds through smart contracts Low fees - no monthly maintenance or purchase transaction fees Smart contract-based settlement with user-controlled deposits and withdrawals No minimum balance requirements or staking needed	True self-custody model maintains crypto ownership principles Competitive cashback with boost opportunities up to 6% No hidden fees or exchange rate markups Global usage through Mastercard network
Cons	BETA status - no official general release date announced Virtual card only - no physical card option available Limited cryptocurrency support - only USDCa supported No ATM withdrawals - cannot be used for cash access	120 USDC annual fee for Metal card Currently only supports USDC/USDC.e for spending Ordering limited to UK and EEA residents Cashback rewards capped at $150 monthly