Osmosis Pay Card vs Ready Card

Side-by-side comparison of 2 crypto debit cards

	Osmosis Pay Card 3.5/5 self_custodialvisa	Ready Card 4.5/5 self_custodialmastercard
Rating
Overall	3.5/5	4.5/5
Fees
Monthly Fee	—	—
Issuance Fee	Free (virtual), $50 (physical - shipping & production fee)	See card_tiers
Rewards
Max Cashback	—	36%
Features
Apple Pay	Yes	No
Google Pay	Yes	Yes
Custody	self_custodial	self_custodial
KYC Required	No KYC	No KYC
Pros & Cons
Pros	Non-custodial model - crypto remains in user's Osmosis wallet until conversion Direct integration with Osmosis DEX and Cosmos ecosystem No staking requirements or monthly maintenance fees Seamless integration with existing Osmosis wallets	True self-custody model maintains crypto ownership principles Competitive cashback with boost opportunities up to 6% No hidden fees or exchange rate markups Global usage through Mastercard network
Cons	New US signups currently not supported (operational restriction) Up to $20,000 daily spending limit ($60,000 monthly) on Premium; $10,000 daily ($30,000 monthly) on Standard Up to $2,000 daily ATM withdrawal limit ($10,000 monthly) on Premium 2% foreign currency conversion fee (Standard) / 1% (Premium) using Visa exchange rate	120 USDC annual fee for Metal card Currently only supports USDC/USDC.e for spending Ordering limited to UK and EEA residents Cashback rewards capped at $150 monthly