Oppi Wallet Card vs Ready Card

Side-by-side comparison of 2 crypto debit cards

Oppi Wallet Card logo
Oppi Wallet Card
3.5/5
self_custodialboth
Ready Card logo
Ready Card
4.5/5
self_custodialmastercard
Rating
Overall3.5/54.5/5
Fees
Monthly Fee$0
Issuance FeeFree for virtual card; minimal fee for physical card (varies by region)See card_tiers
Rewards
Max CashbackNone36%
Features
Apple PayYesNo
Google PayYesYes
Custodyself_custodialself_custodial
KYC RequiredNo KYCNo KYC
Pros & Cons
Pros
  • No monthly fees or staking requirements
  • Self-custodial model with user-controlled private keys
  • Global acceptance with transparent fee structure
  • Support for 40+ cryptocurrencies across multiple chains
  • True self-custody model maintains crypto ownership principles
  • Competitive cashback with boost opportunities up to 6%
  • No hidden fees or exchange rate markups
  • Global usage through Mastercard network
Cons
  • No cashback rewards or spending incentives program
  • Card loading fees of 1-2% for crypto funding
  • Limited to mobile app only (no desktop interface)
  • Relatively new platform without extensive history
  • 120 USDC annual fee for Metal card
  • Currently only supports USDC/USDC.e for spending
  • Ordering limited to UK and EEA residents
  • Cashback rewards capped at $150 monthly
Oppi Wallet Card
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Ready Card
Apply Now