Nexo Card vs Ready Card

Side-by-side comparison of 2 crypto debit cards

	Nexo Card 2.5/5 custodialmastercard	Ready Card 4.5/5 self_custodialmastercard
Rating
Overall	2.5/5	4.5/5
Fees
Monthly Fee	€0	—
Issuance Fee	Free	See card_tiers
Rewards
Max Cashback	20.5%	36%
Features
Apple Pay	Yes	No
Google Pay	Yes	Yes
Custody	custodial	self_custodial
KYC Required	full	No KYC
Pros & Cons
Pros	Unique dual functionality allows both direct spending and borrowing against crypto assets No monthly fees and competitive foreign transaction fees compared to traditional banking cards Higher-tier users can access significant benefits (2% cashback, low interest rates, generous limits) Earn up to 14% annual interest on unspent balances in Debit Mode	True self-custody model maintains crypto ownership principles Competitive cashback with boost opportunities up to 6% No hidden fees or exchange rate markups Global usage through Mastercard network
Cons	Limited geographical availability (currently only EEA and UK, with expansion underway) $5,000 minimum portfolio requirement for cashback and full loyalty benefits limits accessibility Physical card ordering temporarily paused since January 17, 2025 Cashback only available in Credit Mode and requires $5,000+ account balance	120 USDC annual fee for Metal card Currently only supports USDC/USDC.e for spending Ordering limited to UK and EEA residents Cashback rewards capped at $150 monthly