Mobilum Card vs Ready Card

Side-by-side comparison of 2 crypto debit cards

	Mobilum Card 2.0/5 self_custodialmastercard	Ready Card 4.5/5 self_custodialmastercard
Rating
Overall	2.0/5	4.5/5
Fees
Monthly Fee	Virtual: €0.50; Physical: €1.00	—
Issuance Fee	Virtual: €1.00 (or $1.00 USD); Physical: €7.00 (or $8.00 USD)	See card_tiers
Rewards
Max Cashback	None - no cashback or rewards program	36%
Features
Apple Pay	Yes	No
Google Pay	Yes	Yes
Custody	self_custodial	self_custodial
KYC Required	No KYC	No KYC
Pros & Cons
Pros	No staking requirements for card access or benefits Multiple cards available under one account (for different currencies) Strong regulatory compliance across multiple jurisdictions (Poland, Lithuania, US, Canada, Australia) Global acceptance at all Mastercard locations	True self-custody model maintains crypto ownership principles Competitive cashback with boost opportunities up to 6% No hidden fees or exchange rate markups Global usage through Mastercard network
Cons	Per-transaction fee on every purchase (€0.25/transaction) No cashback or rewards program to offset fees Custodial model with Mobilum managing user funds 2.5% foreign exchange fee for non-base currency transactions	120 USDC annual fee for Metal card Currently only supports USDC/USDC.e for spending Ordering limited to UK and EEA residents Cashback rewards capped at $150 monthly