Metamask Card vs Ether.Fi Cash Card

Side-by-side comparison of 2 crypto debit cards

	Metamask Card 3.5/5 self_custodialmastercard	Ether.Fi Cash Card 4.5/5 self_custodialvisa
Rating
Overall	3.5/5	4.5/5
Fees
Monthly Fee	—	Free (all tiers)
Issuance Fee	See card_tiers	See card_tiers
Rewards
Max Cashback	1%	Up to 3% (Core/Luxe/Pinnacle) or up to 4% (VIP) - progressive structure based on monthly spend
Features
Apple Pay	Yes	Yes
Google Pay	Yes	Yes
Custody	self_custodial	self_custodial
KYC Required	No KYC	No KYC
Pros & Cons
Pros	True self-custody model preserves fund control until transaction Multi-network support (Linea, Solana, Base) reduces bridging needs ATM withdrawal functionality with competitive limits MetaMask Rewards points earning on all spending	Non-custodial design preserves user sovereignty over crypto assets Free Club membership with tier progression through loyalty points Progressive cashback rates up to 4% paid in wETH Continues earning yield on collateral while borrowing against it
Cons	Limited geographic availability with US launch pending Metal tier requires $199 annual subscription fee Cross-border fees on Free tier (1%) One card limit per user	Geographic restrictions limit availability Market volatility could lead to liquidation of collateral Full KYC requirements may deter privacy-focused users Progressive cashback rates decrease with higher monthly spending