Laso Card vs Gemini Credit Card

Side-by-side comparison of 2 crypto debit cards

	Laso Card 2.0/5 self_custodialvisa	Gemini Credit Card 4.0/5 self_custodialmastercard
Rating
Overall	2.0/5	4.0/5
Fees
Monthly Fee	$0	$0
Issuance Fee	$0	$0
Rewards
Max Cashback	0%	Up to 4% on gas, EV charging, transit & rideshares (up to $300 monthly spend, then 1%), 3% on dining, 2% on groceries, 1% on all other purchases
Features
Apple Pay	Yes	Yes
Google Pay	Yes	Yes
Custody	self_custodial	self_custodial
KYC Required	No KYC	No KYC
Pros & Cons
Pros	No identity verification required Instant virtual card issuance No monthly fees or transaction fees Mobile wallet integration for contactless payments	No annual fee makes it accessible to most credit-qualified users Instant rewards provide immediate crypto exposure Wide selection of 50+ reward cryptocurrencies offers flexibility Metal card design with enhanced security features
Cons	High deposit fees (up to 6.8%) Low spending limit ($1,000 per card) Virtual cards only Transaction failures in some European countries	Cannot be used for spending cryptocurrency directly Some users report transaction decline issues affecting reliability Limited to US residents only Caps on high-earning reward categories limit maximum benefits