Kripi Card vs Ready Card

Side-by-side comparison of 2 crypto debit cards

Kripi Card logo
Kripi Card
2.5/5
self_custodialboth
Ready Card logo
Ready Card
4.5/5
self_custodialmastercard
Rating
Overall2.5/54.5/5
Fees
Monthly FeeSee card_tiers
Issuance FeeSee card_tiersSee card_tiers
Rewards
Max CashbackNo direct cashback - token-based rewards only36%
Features
Apple PayYesNo
Google PayYesYes
Custodyself_custodialself_custodial
KYC RequiredNo KYCNo KYC
Pros & Cons
Pros
  • Instant card issuance and crypto conversion within minutes
  • Minimal KYC with privacy-focused transaction monitoring
  • Unlimited virtual cards for budget segmentation and security
  • Multi-chain support with 50+ cryptocurrencies across 6 networks
  • True self-custody model maintains crypto ownership principles
  • Competitive cashback with boost opportunities up to 6%
  • No hidden fees or exchange rate markups
  • Global usage through Mastercard network
Cons
  • High conversion fees (2-4%) with no direct cashback rewards
  • Virtual cards only with no ATM access or physical options
  • Merchant restrictions including Steam, Walmart, Uber, Foodpanda
  • Early-stage platform with limited features and regulatory uncertainty
  • 120 USDC annual fee for Metal card
  • Currently only supports USDC/USDC.e for spending
  • Ordering limited to UK and EEA residents
  • Cashback rewards capped at $150 monthly
Kripi Card
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Ready Card
Apply Now