Krak Card vs Ready Card

Side-by-side comparison of 2 crypto debit cards

	Krak Card 3.0/5 self_custodialmastercard	Ready Card 4.5/5 self_custodialmastercard
Rating
Overall	3.0/5	4.5/5
Fees
Monthly Fee	£0 / €0	—
Issuance Fee	Free	See card_tiers
Rewards
Max Cashback	1% on all eligible purchases	36%
Features
Apple Pay	Yes	No
Google Pay	Yes	Yes
Custody	self_custodial	self_custodial
KYC Required	No KYC	No KYC
Pros & Cons
Pros	Complete fee elimination across all transaction types (FX, ATM, annual, monthly) Generous uncapped 1% cashback with flexible payout options Robust regulatory compliance with MiCA authorization and FCA oversight Premium Mastercard World Elite benefits without staking requirements	True self-custody model maintains crypto ownership principles Competitive cashback with boost opportunities up to 6% No hidden fees or exchange rate markups Global usage through Mastercard network
Cons	Geographic availability limited to UK and EEA only Post-promotional cashback structure uncertain after February 2026 No government deposit insurance protection Limited operational history as recently launched service	120 USDC annual fee for Metal card Currently only supports USDC/USDC.e for spending Ordering limited to UK and EEA residents Cashback rewards capped at $150 monthly