Keytom Card vs Ready Card

Side-by-side comparison of 2 crypto debit cards

	Keytom Card 2.0/5 self_custodialvisa	Ready Card 4.5/5 self_custodialmastercard
Rating
Overall	2.0/5	4.5/5
Fees
Monthly Fee	10 USDC ($10)	—
Issuance Fee	$0 (waived)	See card_tiers
Rewards
Max Cashback	—	36%
Features
Apple Pay	Yes	No
Google Pay	Yes	Yes
Custody	self_custodial	self_custodial
KYC Required	No KYC	No KYC
Pros & Cons
Pros	Unified Platform: Seamlessly integrates crypto wallet, banking services, and payment card Global Accessibility: Available in 126+ countries with worldwide Visa acceptance Quick Onboarding: Verification typically completed within 1-2 hours Strong Security: Insured custody and segregated fiat accounts provide protection	True self-custody model maintains crypto ownership principles Competitive cashback with boost opportunities up to 6% No hidden fees or exchange rate markups Global usage through Mastercard network
Cons	High Fees: $10 monthly fee plus transaction fees make it expensive, especially for small purchases Currently Virtual Only: Physical card option not yet available (coming soon) Geographic Restrictions: Unavailable in major markets including US and UK Limited Fiat Currencies: Primarily supports EUR and USD (via USDC)	120 USDC annual fee for Metal card Currently only supports USDC/USDC.e for spending Ordering limited to UK and EEA residents Cashback rewards capped at $150 monthly