Kemy Card vs Ready Card

Side-by-side comparison of 2 crypto debit cards

	Kemy Card 2.5/5 self_custodialboth	Ready Card 4.5/5 self_custodialmastercard
Rating
Overall	2.5/5	4.5/5
Fees
Monthly Fee	See card_tiers	—
Issuance Fee	See card_tiers	See card_tiers
Rewards
Max Cashback	—	36%
Features
Apple Pay	Yes	No
Google Pay	Yes	Yes
Custody	self_custodial	self_custodial
KYC Required	No KYC	No KYC
Pros & Cons
Pros	High spending limits ($100,000/month virtual, $400,000 balance physical) suitable for business use Instant issuance of virtual cards after KYC verification Ability to create unlimited virtual cards under one account Global acceptance at online merchants accepting Visa/Mastercard	True self-custody model maintains crypto ownership principles Competitive cashback with boost opportunities up to 6% No hidden fees or exchange rate markups Global usage through Mastercard network
Cons	Full KYC required - not suitable for users seeking anonymity High fee structure (up to 8-13% of funds in combined fees depending on usage) Virtual cards limited to online purchases only No cashback or rewards program on spending	120 USDC annual fee for Metal card Currently only supports USDC/USDC.e for spending Ordering limited to UK and EEA residents Cashback rewards capped at $150 monthly