Kazepay Card vs Ready Card

Side-by-side comparison of 2 crypto debit cards

	Kazepay Card 2.5/5 self_custodialvisa	Ready Card 4.5/5 self_custodialmastercard
Rating
Overall	2.5/5	4.5/5
Fees
Monthly Fee	No monthly or annual fee for virtual cards; possible small maintenance fee for physical cards (details vary)	—
Issuance Fee	Issuance fees apply (vary by card type/bank)	See card_tiers
Rewards
Max Cashback	None - official representatives confirmed no cashback program exists despite marketing materials	36%
Features
Apple Pay	Yes	No
Google Pay	Yes	Yes
Custody	self_custodial	self_custodial
KYC Required	No KYC	No KYC
Pros & Cons
Pros	Multiple virtual card tiers (Silver/Gold) under one account for budgeting and security Zero transaction fees on purchases with real-time crypto-to-fiat conversion Broad global acceptance in 210+ countries No proprietary token staking requirements	True self-custody model maintains crypto ownership principles Competitive cashback with boost opportunities up to 6% No hidden fees or exchange rate markups Global usage through Mastercard network
Cons	Stablecoin-only funding (USDT/USDC) - no Bitcoin or Ethereum support Recharge fees: 1.8-2.2% (virtual), 2% (physical) ATM withdrawal fees: 2% + $1 minimum + operator fees Virtual card refunds not guaranteed	120 USDC annual fee for Metal card Currently only supports USDC/USDC.e for spending Ordering limited to UK and EEA residents Cashback rewards capped at $150 monthly