KAST Card vs Ether.Fi Cash Card

Side-by-side comparison of 2 crypto debit cards

	KAST Card 3.5/5 self_custodialvisa	Ether.Fi Cash Card 4.5/5 self_custodialvisa
Rating
Overall	3.5/5	4.5/5
Fees
Monthly Fee	—	Free (all tiers)
Issuance Fee	See card_tiers	See card_tiers
Rewards
Max Cashback	85%	Up to 3% (Core/Luxe/Pinnacle) or up to 4% (VIP) - progressive structure based on monthly spend
Features
Apple Pay	Yes	Yes
Google Pay	Yes	Yes
Custody	self_custodial	self_custodial
KYC Required	No KYC	No KYC
Pros & Cons
Pros	Zero conversion fee when spending stablecoins (1:1 conversion) Generous rewards program with up to 8% back in KAST points Instant virtual card issuance with optional physical cards High spending limits with no daily cap	Non-custodial design preserves user sovereignty over crypto assets Free Club membership with tier progression through loyalty points Progressive cashback rates up to 4% paid in wETH Continues earning yield on collateral while borrowing against it
Cons	2% foreign exchange fee on non-USD transactions $0.10 fee on non-USD transactions under $25 Relatively high ATM withdrawal fees Custodial wallet with no deposit insurance	Geographic restrictions limit availability Market volatility could lead to liquidation of collateral Full KYC requirements may deter privacy-focused users Progressive cashback rates decrease with higher monthly spending