ka. Card vs Ready Card

Side-by-side comparison of 2 crypto debit cards

ka. Card logo
ka. Card
2.0/5
self_custodialvisa
Ready Card logo
Ready Card
4.5/5
self_custodialmastercard
Rating
Overall2.0/54.5/5
Fees
Monthly Fee€1.25
Issuance FeeSee card_tiers
Rewards
Max Cashback36%
Features
Apple PayNoNo
Google PayNoYes
Custodyself_custodialself_custodial
KYC RequiredNo KYCNo KYC
Pros & Cons
Pros
  • Low conversion fees for stakers (as low as 0.376% at higher tiers)
  • Integrated virtual IBAN account with SEPA Instant support
  • Staking yields of 3-15% APY on KASTA tokens
  • Supports 8 major cryptocurrencies including BTC, ETH, and stablecoins
  • True self-custody model maintains crypto ownership principles
  • Competitive cashback with boost opportunities up to 6%
  • No hidden fees or exchange rate markups
  • Global usage through Mastercard network
Cons
  • No cashback rewards on purchases
  • €15 minimum EUR balance required to order card
  • €1.25 monthly maintenance fee and €1 ATM withdrawal fee
  • €1 IBAN deposit/top-up fee
  • 120 USDC annual fee for Metal card
  • Currently only supports USDC/USDC.e for spending
  • Ordering limited to UK and EEA residents
  • Cashback rewards capped at $150 monthly
ka. Card
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Ready Card
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