Holyheld Card vs Ready Card

Side-by-side comparison of 2 crypto debit cards

	Holyheld Card 3.5/5 self_custodialmastercard	Ready Card 4.5/5 self_custodialmastercard
Rating
Overall	3.5/5	4.5/5
Fees
Monthly Fee	€0	—
Issuance Fee	See card_tiers (€29-€199 one-time)	See card_tiers
Rewards
Max Cashback	1%	36%
Features
Apple Pay	Yes	No
Google Pay	Yes	Yes
Custody	self_custodial	self_custodial
KYC Required	No KYC	No KYC
Pros & Cons
Pros	Non-custodial model provides enhanced security and control over assets Extensive crypto support with 1,200+ tokens across 17+ blockchain networks No monthly fees and zero conversion fees (aside from market spread) USDC cashback without staking requirements	True self-custody model maintains crypto ownership principles Competitive cashback with boost opportunities up to 6% No hidden fees or exchange rate markups Global usage through Mastercard network
Cons	Limited to European Economic Area residents currently One-time card issuance fees are higher than some competitors 2.5% foreign transaction fee makes international use expensive Manual conversion required rather than automatic conversion at point of sale	120 USDC annual fee for Metal card Currently only supports USDC/USDC.e for spending Ordering limited to UK and EEA residents Cashback rewards capped at $150 monthly