Fuse Card vs Gemini Credit Card

Side-by-side comparison of 2 crypto debit cards

	Fuse Card 3.0/5 self_custodialvisa	Gemini Credit Card 4.0/5 self_custodialmastercard
Rating
Overall	3.0/5	4.0/5
Fees
Monthly Fee	$0	$0
Issuance Fee	$0	$0
Rewards
Max Cashback	No cashback or rewards program	Up to 4% on gas, EV charging, transit & rideshares (up to $300 monthly spend, then 1%), 3% on dining, 2% on groceries, 1% on all other purchases
Features
Apple Pay	Yes	Yes
Google Pay	No	Yes
Custody	self_custodial	self_custodial
KYC Required	No KYC	No KYC
Pros & Cons
Pros	Self-custodial design keeps funds under user control until spent Zero fees for all card transactions, including foreign purchases Seamless integration with yield-earning features through Fuse Earn (Drift and Kamino) Enhanced security with multi-key architecture and programmable limits	No annual fee makes it accessible to most credit-qualified users Instant rewards provide immediate crypto exposure Wide selection of 50+ reward cryptocurrencies offers flexibility Metal card design with enhanced security features
Cons	Virtual card only with no physical option currently available Limited to iOS users (no Android support yet) Restricted geographic availability (only 19 countries currently supported) No cashback or rewards program on purchases	Cannot be used for spending cryptocurrency directly Some users report transaction decline issues affecting reliability Limited to US residents only Caps on high-earning reward categories limit maximum benefits