Fuse Card vs Ether.Fi Cash Card

Side-by-side comparison of 2 crypto debit cards

Fuse Card logo
Fuse Card
3.0/5
self_custodialvisa
Ether.Fi Cash Card logo
Ether.Fi Cash Card
4.5/5
self_custodialvisa
Rating
Overall3.0/54.5/5
Fees
Monthly Fee$0Free (all tiers)
Issuance Fee$0See card_tiers
Rewards
Max CashbackNo cashback or rewards programUp to 3% (Core/Luxe/Pinnacle) or up to 4% (VIP) - progressive structure based on monthly spend
Features
Apple PayYesYes
Google PayNoYes
Custodyself_custodialself_custodial
KYC RequiredNo KYCNo KYC
Pros & Cons
Pros
  • Self-custodial design keeps funds under user control until spent
  • Zero fees for all card transactions, including foreign purchases
  • Seamless integration with yield-earning features through Fuse Earn (Drift and Kamino)
  • Enhanced security with multi-key architecture and programmable limits
  • Non-custodial design preserves user sovereignty over crypto assets
  • Free Club membership with tier progression through loyalty points
  • Progressive cashback rates up to 4% paid in wETH
  • Continues earning yield on collateral while borrowing against it
Cons
  • Virtual card only with no physical option currently available
  • Limited to iOS users (no Android support yet)
  • Restricted geographic availability (only 19 countries currently supported)
  • No cashback or rewards program on purchases
  • Geographic restrictions limit availability
  • Market volatility could lead to liquidation of collateral
  • Full KYC requirements may deter privacy-focused users
  • Progressive cashback rates decrease with higher monthly spending
Fuse Card
Apply Now
Ether.Fi Cash Card
Apply Now