FG Card vs Gemini Credit Card

Side-by-side comparison of 2 crypto debit cards

	FG Card self_custodial	Gemini Credit Card 4.0/5 self_custodialmastercard
Rating
Overall	—	4.0/5
Fees
Monthly Fee	Not publicly disclosed	$0
Issuance Fee	Not publicly disclosed	$0
Rewards
Max Cashback	—	Up to 4% on gas, EV charging, transit & rideshares (up to $300 monthly spend, then 1%), 3% on dining, 2% on groceries, 1% on all other purchases
Features
Apple Pay	Yes	Yes
Google Pay	Yes	Yes
Custody	self_custodial	self_custodial
KYC Required	No KYC	No KYC
Pros & Cons
Pros	No staking requirements or tiered structure - equal benefits for all users Integration with secure wallet provides convenient asset management Apple Pay and Google Pay compatibility enhances convenience FG Points system rewards multiple forms of engagement, not just spending	No annual fee makes it accessible to most credit-qualified users Instant rewards provide immediate crypto exposure Wide selection of 50+ reward cryptocurrencies offers flexibility Metal card design with enhanced security features
Cons	Limited transparency on fees, limits, and supported regions No traditional crypto cashback rewards (points-based system instead) Still in 'Coming Soon' phase with no confirmed launch date No traditional banking features or fiat on/off-ramps	Cannot be used for spending cryptocurrency directly Some users report transaction decline issues affecting reliability Limited to US residents only Caps on high-earning reward categories limit maximum benefits