Cypher Card vs Ready Card

Side-by-side comparison of 2 crypto debit cards

	Cypher Card 3.0/5 self_custodialvisa	Ready Card 4.5/5 self_custodialmastercard
Rating
Overall	3.0/5	4.5/5
Fees
Monthly Fee	—	—
Issuance Fee	See card_tiers	See card_tiers
Rewards
Max Cashback	Up to 35% in CYPR tokens for engaged users	36%
Features
Apple Pay	Yes	No
Google Pay	Yes	Yes
Custody	self_custodial	self_custodial
KYC Required	No KYC	No KYC
Pros & Cons
Pros	Non-custodial approach gives users maximum control over crypto assets Extensive multi-chain support with 500+ tokens across 25+ blockchains Active CYPR rewards program with epoch-based distribution and boosted merchants Industry-first fraud protection insurance on Premium tier	True self-custody model maintains crypto ownership principles Competitive cashback with boost opportunities up to 6% No hidden fees or exchange rate markups Global usage through Mastercard network
Cons	Physical card costs $50 on Standard tier 1.75% foreign exchange fee plus possible bank fees on non-USD transactions Default spending limits require increases via support Limited geographic availability with 17 US state restrictions	120 USDC annual fee for Metal card Currently only supports USDC/USDC.e for spending Ordering limited to UK and EEA residents Cashback rewards capped at $150 monthly