Crydit Card vs Gemini Credit Card

Side-by-side comparison of 2 crypto debit cards

	Crydit Card 2.5/5 self_custodialboth	Gemini Credit Card 4.0/5 self_custodialmastercard
Rating
Overall	2.5/5	4.0/5
Fees
Monthly Fee	None	$0
Issuance Fee	$249 USD (one-time)	$0
Rewards
Max Cashback	Progressive rates through VIP tiers (exact percentages not publicly disclosed)	Up to 4% on gas, EV charging, transit & rideshares (up to $300 monthly spend, then 1%), 3% on dining, 2% on groceries, 1% on all other purchases
Features
Apple Pay	Yes	Yes
Google Pay	Yes	Yes
Custody	self_custodial	self_custodial
KYC Required	No KYC	No KYC
Pros & Cons
Pros	Unlimited spending capacity with no daily or monthly limits No annual fee or foreign exchange markup Extensive cryptocurrency support (1,000+ cryptocurrencies) Global availability in 210+ countries	No annual fee makes it accessible to most credit-qualified users Instant rewards provide immediate crypto exposure Wide selection of 50+ reward cryptocurrencies offers flexibility Metal card design with enhanced security features
Cons	Significant upfront cost ($249 issuance fee) 1.5% conversion fee on all transactions Custodial solution with counterparty risk Not available in the United States	Cannot be used for spending cryptocurrency directly Some users report transaction decline issues affecting reliability Limited to US residents only Caps on high-earning reward categories limit maximum benefits