COCA Card vs Spritz Card

Side-by-side comparison of 2 crypto debit cards

	COCA Card 4.0/5 self_custodialmastercard	Spritz Card 3.5/5 self_custodialvisa
Rating
Overall	4.0/5	3.5/5
Fees
Monthly Fee	€0	None
Issuance Fee	€0 (virtual); €20 for Starter/Standard physical, Free for Premium/Elite physical	Free
Rewards
Max Cashback	1%	Limited details available; cashback on travel and dining announced for physical card launch
Features
Apple Pay	Yes	Yes
Google Pay	Yes	Yes
Custody	self_custodial	self_custodial
KYC Required	No KYC	No KYC
Pros & Cons
Pros	Industry-leading cashback rates (up to 8% for Elite tier) Zero fees for most common transactions (issuance, annual, FX) 50% rebates on popular subscription services (Netflix, Spotify, ChatGPT, Amazon Prime) High daily spending limit (€30,000) across all tiers	No token staking required for premium benefits Extensive cryptocurrency support beyond typical competitors No foreign exchange fees (0%) for international transactions Competitive 1% base conversion fee (with some network/token surcharges)
Cons	Limited geographic availability (no North America, most of Asia/Africa) Supports only stablecoins, not other cryptocurrencies Requires manual conversion before spending (though direct deposit to card address provides automatic conversion) Requires Curve workaround for Apple Pay and Samsung Pay integration	Card-specific cashback rewards still rolling out (limited details available) Funds cannot be withdrawn once loaded to the card Currently available in only 33 US states (expansion ongoing) Minimum $2 fee per card load