COCA Card vs Rizon Card

Side-by-side comparison of 2 crypto debit cards

	COCA Card 4.0/5 self_custodialmastercard	Rizon Card 4.0/5 self_custodialvisa
Rating
Overall	4.0/5	4.0/5
Fees
Monthly Fee	€0	Free
Issuance Fee	€0 (virtual); €20 for Starter/Standard physical, Free for Premium/Elite physical	$1 (virtual card)
Rewards
Max Cashback	1%	5% back on eligible purchases via RIZpoints
Features
Apple Pay	Yes	Yes
Google Pay	Yes	Yes
Custody	self_custodial	self_custodial
KYC Required	No KYC	No KYC
Pros & Cons
Pros	Industry-leading cashback rates (up to 8% for Elite tier) Zero fees for most common transactions (issuance, annual, FX) 50% rebates on popular subscription services (Netflix, Spotify, ChatGPT, Amazon Prime) High daily spending limit (€30,000) across all tiers	True Self-Custody - users maintain control of stablecoins until spending No Monthly Fees - zero maintenance costs for all usage levels Instant Virtual Card - immediate issuance and mobile wallet integration Multi-Chain Support - deposit options across numerous blockchain networks
Cons	Limited geographic availability (no North America, most of Asia/Africa) Supports only stablecoins, not other cryptocurrencies Requires manual conversion before spending (though direct deposit to card address provides automatic conversion) Requires Curve workaround for Apple Pay and Samsung Pay integration	Limited Geographic Availability - new registration restricted to US and LATAM Stablecoin-Only - no support for BTC, ETH, or other cryptocurrencies ATM Withdrawal Limits - $250 daily maximum may be restrictive High ATM Fees - 2% + $3.00 for USD withdrawals, higher for foreign currency