CEX.io Card vs Gemini Credit Card

Side-by-side comparison of 2 crypto debit cards

	CEX.io Card 2.5/5 self_custodialmastercard	Gemini Credit Card 4.0/5 self_custodialmastercard
Rating
Overall	2.5/5	4.0/5
Fees
Monthly Fee	€0.00	$0
Issuance Fee	€0.00	$0
Rewards
Max Cashback	Promotional/variable - random cryptocurrency rewards on qualifying purchases	Up to 4% on gas, EV charging, transit & rideshares (up to $300 monthly spend, then 1%), 3% on dining, 2% on groceries, 1% on all other purchases
Features
Apple Pay	Yes	Yes
Google Pay	Yes	Yes
Custody	self_custodial	self_custodial
KYC Required	No KYC	No KYC
Pros & Cons
Pros	Zero issuance and maintenance fees No staking requirements to access the card Support for 100+ cryptocurrencies Customizable payment priority for linked wallets	No annual fee makes it accessible to most credit-qualified users Instant rewards provide immediate crypto exposure Wide selection of 50+ reward cryptocurrencies offers flexibility Metal card design with enhanced security features
Cons	Virtual card only - no physical card option Promotional cashback rewards rather than fixed cashback rates Limited to EEA countries only Relatively modest spending limits	Cannot be used for spending cryptocurrency directly Some users report transaction decline issues affecting reliability Limited to US residents only Caps on high-earning reward categories limit maximum benefits