CEX.io Card vs Ether.Fi Cash Card

Side-by-side comparison of 2 crypto debit cards

	CEX.io Card 2.5/5 self_custodialmastercard	Ether.Fi Cash Card 4.5/5 self_custodialvisa
Rating
Overall	2.5/5	4.5/5
Fees
Monthly Fee	€0.00	Free (all tiers)
Issuance Fee	€0.00	See card_tiers
Rewards
Max Cashback	Promotional/variable - random cryptocurrency rewards on qualifying purchases	Up to 3% (Core/Luxe/Pinnacle) or up to 4% (VIP) - progressive structure based on monthly spend
Features
Apple Pay	Yes	Yes
Google Pay	Yes	Yes
Custody	self_custodial	self_custodial
KYC Required	No KYC	No KYC
Pros & Cons
Pros	Zero issuance and maintenance fees No staking requirements to access the card Support for 100+ cryptocurrencies Customizable payment priority for linked wallets	Non-custodial design preserves user sovereignty over crypto assets Free Club membership with tier progression through loyalty points Progressive cashback rates up to 4% paid in wETH Continues earning yield on collateral while borrowing against it
Cons	Virtual card only - no physical card option Promotional cashback rewards rather than fixed cashback rates Limited to EEA countries only Relatively modest spending limits	Geographic restrictions limit availability Market volatility could lead to liquidation of collateral Full KYC requirements may deter privacy-focused users Progressive cashback rates decrease with higher monthly spending