Bybit Card vs Ready Card

Side-by-side comparison of 2 crypto debit cards

	Bybit Card 3.0/5 self_custodialboth	Ready Card 4.5/5 self_custodialmastercard
Rating
Overall	3.0/5	4.5/5
Fees
Monthly Fee	None	—
Issuance Fee	Free	See card_tiers
Rewards
Max Cashback	2% (VIP 0-2), 4% (VIP 3), 6% (VIP 4), 8% (VIP 5), 10% (Supreme VIP)	36%
Features
Apple Pay	Yes	No
Google Pay	Yes	Yes
Custody	self_custodial	self_custodial
KYC Required	No KYC	No KYC
Pros & Cons
Pros	No staking requirements for rewards (unlike many competitors) Generous cashback rates up to 10% based on VIP level 100% rebates on popular subscriptions (Netflix, Spotify, Amazon Prime, TradingView, ChatGPT) Seamless integration with Bybit's broader ecosystem	True self-custody model maintains crypto ownership principles Competitive cashback with boost opportunities up to 6% No hidden fees or exchange rate markups Global usage through Mastercard network
Cons	Limited geographic availability (unavailable in US, UK, Canada, France, Singapore, China, and other major markets) Restricted selection of supported cryptocurrencies (region-dependent) EEA/Switzerland new users limited to 3 payment crypto assets High foreign exchange fees in some regions (Argentina: 7% + 5% FX fill; Brazil: 1.5% + 3% FX fill)	120 USDC annual fee for Metal card Currently only supports USDC/USDC.e for spending Ordering limited to UK and EEA residents Cashback rewards capped at $150 monthly