Bleap Card vs Gemini Credit Card

Side-by-side comparison of 2 crypto debit cards

Bleap Card logo
Bleap Card
3.0/5
self_custodialmastercard
Gemini Credit Card logo
Gemini Credit Card
4.0/5
self_custodialmastercard
Rating
Overall3.0/54.0/5
Fees
Monthly FeeNone$0
Issuance FeeFree for first card$0
Rewards
Max Cashback2% on all eligible purchasesUp to 4% on gas, EV charging, transit & rideshares (up to $300 monthly spend, then 1%), 3% on dining, 2% on groceries, 1% on all other purchases
Features
Apple PayYesYes
Google PayYesYes
Custodyself_custodialself_custodial
KYC RequiredNo KYCNo KYC
Pros & Cons
Pros
  • True non-custodial model gives users control over their private keys
  • No monthly or annual fees for card usage
  • 2% cashback on eligible purchases with no staking requirements
  • Yield generation on idle balances (up to 20% APY on digital USD/GBP/EUR)
  • No annual fee makes it accessible to most credit-qualified users
  • Instant rewards provide immediate crypto exposure
  • Wide selection of 50+ reward cryptocurrencies offers flexibility
  • Metal card design with enhanced security features
Cons
  • Limited to EEA and Switzerland residents with additional nationality restrictions
  • 10 USDC monthly cashback cap is relatively low
  • 1% processing fee for card/Apple Pay/Google Pay deposits
  • As a newer service, occasional app stability issues reported
  • Cannot be used for spending cryptocurrency directly
  • Some users report transaction decline issues affecting reliability
  • Limited to US residents only
  • Caps on high-earning reward categories limit maximum benefits
Bleap Card
Apply Now
Gemini Credit Card
Apply Now