Black Cat Card vs Ready Card

Side-by-side comparison of 2 crypto debit cards

	Black Cat Card 3.0/5 self_custodialmastercard	Ready Card 4.5/5 self_custodialmastercard
Rating
Overall	3.0/5	4.5/5
Fees
Monthly Fee	Free for one card; €2/month for additional cards	—
Issuance Fee	Free (first physical card)	See card_tiers
Rewards
Max Cashback	0.5% general (requires €50/month spend), up to 5% on Google Play, 2% on Amazon, 3% at bm.market, up to 7% via Cashback Wheel promo	36%
Features
Apple Pay	No	No
Google Pay	No	Yes
Custody	self_custodial	self_custodial
KYC Required	No KYC	No KYC
Pros & Cons
Pros	No monthly fees or token staking requirements for the standard account Generous rewards (up to 4% interest or various cashback options up to 7%) Free IBAN account with 5 free SEPA transfers monthly Seamless integration between crypto and traditional banking	True self-custody model maintains crypto ownership principles Competitive cashback with boost opportunities up to 6% No hidden fees or exchange rate markups Global usage through Mastercard network
Cons	Limited cryptocurrency support (BTC, ETH, USDT, USDC only) Physical card requires EEA address proof for issuance eligibility History of regulatory issues and service disruptions 3% foreign exchange fee for non-EUR transactions (except SEK, CZK, PLN, RON)	120 USDC annual fee for Metal card Currently only supports USDC/USDC.e for spending Ordering limited to UK and EEA residents Cashback rewards capped at $150 monthly