Bitrefill Card vs Ready Card

Side-by-side comparison of 2 crypto debit cards

	Bitrefill Card 2.5/5 self_custodialvisa	Ready Card 4.5/5 self_custodialmastercard
Rating
Overall	2.5/5	4.5/5
Fees
Monthly Fee	€0	—
Issuance Fee	Free (virtual and physical)	See card_tiers
Rewards
Max Cashback	None - no built-in cashback	36%
Features
Apple Pay	No	No
Google Pay	Yes	Yes
Custody	self_custodial	self_custodial
KYC Required	No KYC	No KYC
Pros & Cons
Pros	No monthly or annual maintenance fees Transparent fee structure with no hidden charges Support for multiple cryptocurrencies across various networks including Lightning Network No foreign exchange fees (Visa exchange rate applies)	True self-custody model maintains crypto ownership principles Competitive cashback with boost opportunities up to 6% No hidden fees or exchange rate markups Global usage through Mastercard network
Cons	1.99% fixed fee plus variable exchange cost on all cryptocurrency deposits Limited to EU/EEA residents only (excluding Hungary) Not available to US citizens or Russian Federation citizens No built-in cashback or rewards program	120 USDC annual fee for Metal card Currently only supports USDC/USDC.e for spending Ordering limited to UK and EEA residents Cashback rewards capped at $150 monthly