Bitget Wallet Card vs Ready Card

Side-by-side comparison of 2 crypto debit cards

Bitget Wallet Card logo
Bitget Wallet Card
3.5/5
self_custodialboth
Ready Card logo
Ready Card
4.5/5
self_custodialmastercard
Rating
Overall3.5/54.5/5
Fees
Monthly FeeNone
Issuance Fee$10 USD (charged in USDC) one-time activation feeSee card_tiers
Rewards
Max CashbackNo permanent cashback program - only time-limited promotional offers (e.g., 20% cashback capped at 10 USDC per user during Brazil launch, August-September 2025)36%
Features
Apple PayYesNo
Google PayYesYes
Custodyself_custodialself_custodial
KYC RequiredNo KYCNo KYC
Pros & Cons
Pros
  • Non-custodial model preserves user control of funds until the moment of spending
  • Monthly 0-Fee quota ($400-$600) with automatic refunds for FX markups and conversion fees
  • Instant virtual card issuance with immediate mobile wallet integration
  • Multi-chain top-up support (Base, Ethereum, Solana, TRON) with in-wallet swaps
  • True self-custody model maintains crypto ownership principles
  • Competitive cashback with boost opportunities up to 6%
  • No hidden fees or exchange rate markups
  • Global usage through Mastercard network
Cons
  • Not available in major markets including the US and Canada
  • Physical cards not yet available (only virtual cards)
  • Fee structure and limits vary significantly by region and issuing partner
  • Fees above monthly quota can reach 1%-2.2% depending on region
  • 120 USDC annual fee for Metal card
  • Currently only supports USDC/USDC.e for spending
  • Ordering limited to UK and EEA residents
  • Cashback rewards capped at $150 monthly
Bitget Wallet Card
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Ready Card
Apply Now