Bitget Wallet Card vs Gemini Credit Card

Side-by-side comparison of 2 crypto debit cards

	Bitget Wallet Card 3.5/5 self_custodialboth	Gemini Credit Card 4.0/5 self_custodialmastercard
Rating
Overall	3.5/5	4.0/5
Fees
Monthly Fee	None	$0
Issuance Fee	$10 USD (charged in USDC) one-time activation fee	$0
Rewards
Max Cashback	No permanent cashback program - only time-limited promotional offers (e.g., 20% cashback capped at 10 USDC per user during Brazil launch, August-September 2025)	Up to 4% on gas, EV charging, transit & rideshares (up to $300 monthly spend, then 1%), 3% on dining, 2% on groceries, 1% on all other purchases
Features
Apple Pay	Yes	Yes
Google Pay	Yes	Yes
Custody	self_custodial	self_custodial
KYC Required	No KYC	No KYC
Pros & Cons
Pros	Non-custodial model preserves user control of funds until the moment of spending Monthly 0-Fee quota ($400-$600) with automatic refunds for FX markups and conversion fees Instant virtual card issuance with immediate mobile wallet integration Multi-chain top-up support (Base, Ethereum, Solana, TRON) with in-wallet swaps	No annual fee makes it accessible to most credit-qualified users Instant rewards provide immediate crypto exposure Wide selection of 50+ reward cryptocurrencies offers flexibility Metal card design with enhanced security features
Cons	Not available in major markets including the US and Canada Physical cards not yet available (only virtual cards) Fee structure and limits vary significantly by region and issuing partner Fees above monthly quota can reach 1%-2.2% depending on region	Cannot be used for spending cryptocurrency directly Some users report transaction decline issues affecting reliability Limited to US residents only Caps on high-earning reward categories limit maximum benefits