Bitget Wallet Card vs Ether.Fi Cash Card

Side-by-side comparison of 2 crypto debit cards

	Bitget Wallet Card 3.5/5 self_custodialboth	Ether.Fi Cash Card 4.5/5 self_custodialvisa
Rating
Overall	3.5/5	4.5/5
Fees
Monthly Fee	None	Free (all tiers)
Issuance Fee	$10 USD (charged in USDC) one-time activation fee	See card_tiers
Rewards
Max Cashback	No permanent cashback program - only time-limited promotional offers (e.g., 20% cashback capped at 10 USDC per user during Brazil launch, August-September 2025)	Up to 3% (Core/Luxe/Pinnacle) or up to 4% (VIP) - progressive structure based on monthly spend
Features
Apple Pay	Yes	Yes
Google Pay	Yes	Yes
Custody	self_custodial	self_custodial
KYC Required	No KYC	No KYC
Pros & Cons
Pros	Non-custodial model preserves user control of funds until the moment of spending Monthly 0-Fee quota ($400-$600) with automatic refunds for FX markups and conversion fees Instant virtual card issuance with immediate mobile wallet integration Multi-chain top-up support (Base, Ethereum, Solana, TRON) with in-wallet swaps	Non-custodial design preserves user sovereignty over crypto assets Free Club membership with tier progression through loyalty points Progressive cashback rates up to 4% paid in wETH Continues earning yield on collateral while borrowing against it
Cons	Not available in major markets including the US and Canada Physical cards not yet available (only virtual cards) Fee structure and limits vary significantly by region and issuing partner Fees above monthly quota can reach 1%-2.2% depending on region	Geographic restrictions limit availability Market volatility could lead to liquidation of collateral Full KYC requirements may deter privacy-focused users Progressive cashback rates decrease with higher monthly spending