Bit2Me Card vs Ready Card

Side-by-side comparison of 2 crypto debit cards

	Bit2Me Card 3.5/5 self_custodialmastercard	Ready Card 4.5/5 self_custodialmastercard
Rating
Overall	3.5/5	4.5/5
Fees
Monthly Fee	€0	—
Issuance Fee	Free (virtual); €0-€20 (physical, varies by tier)	See card_tiers
Rewards
Max Cashback	7%	36%
Features
Apple Pay	Yes	No
Google Pay	Yes	Yes
Custody	self_custodial	self_custodial
KYC Required	No KYC	No KYC
Pros & Cons
Pros	Industry-leading cashback rates of up to 7% base (potentially 39% with ecosystem bonuses) No maintenance fees for virtual or physical cards Flexible crypto wallet switching without additional steps Mobile wallet integration with Apple Pay and Google Pay	True self-custody model maintains crypto ownership principles Competitive cashback with boost opportunities up to 6% No hidden fees or exchange rate markups Global usage through Mastercard network
Cons	Limited geographic availability (select EEA countries and Argentina only; Ireland excluded) Argentina users receive virtual card only with different cashback structure (max 3.5%) Physical card delivery initially prioritized for Spain (€5 surcharge outside Spain) Tiered benefits system disadvantages lower-tier users (Level 0 receives no cashback)	120 USDC annual fee for Metal card Currently only supports USDC/USDC.e for spending Ordering limited to UK and EEA residents Cashback rewards capped at $150 monthly