Bit Store Card vs Ready Card

Side-by-side comparison of 2 crypto debit cards

Bit Store Card logo
Bit Store Card
2.5/5
self_custodialboth
Ready Card logo
Ready Card
4.5/5
self_custodialmastercard
Rating
Overall2.5/54.5/5
Fees
Monthly Fee€1 ($1 USD) per active card
Issuance FeeSee card_tiersSee card_tiers
Rewards
Max Cashback0.51%36%
Features
Apple PayYesNo
Google PayYesYes
Custodyself_custodialself_custodial
KYC RequiredNo KYCNo KYC
Pros & Cons
Pros
  • No-KYC virtual card option is rare in the industry and appeals to privacy-focused users
  • Broad global availability across 150+ countries exceeds many competitors
  • Support for 40+ cryptocurrencies including BRC-20 tokens provides flexibility
  • No staking requirements to access card benefits, unlike some competitors
  • True self-custody model maintains crypto ownership principles
  • Competitive cashback with boost opportunities up to 6%
  • No hidden fees or exchange rate markups
  • Global usage through Mastercard network
Cons
  • Critical reliability issues continuing throughout 2025 with many users unable to access funds for months
  • Monthly maintenance fees continue even during extended service outages
  • Poor customer support responsiveness during service disruptions
  • Fully custodial model with no mentioned insurance presents security risks
  • 120 USDC annual fee for Metal card
  • Currently only supports USDC/USDC.e for spending
  • Ordering limited to UK and EEA residents
  • Cashback rewards capped at $150 monthly
Bit Store Card
Apply Now
Ready Card
Apply Now