Binance Visa Card vs Gemini Credit Card

Side-by-side comparison of 2 crypto debit cards

	Binance Visa Card self_custodialvisa	Gemini Credit Card 4.0/5 self_custodialmastercard
Rating
Overall	—	4.0/5
Fees
Monthly Fee	€0	$0
Issuance Fee	Not specified	$0
Rewards
Max Cashback	8%	Up to 4% on gas, EV charging, transit & rideshares (up to $300 monthly spend, then 1%), 3% on dining, 2% on groceries, 1% on all other purchases
Features
Apple Pay	No	Yes
Google Pay	Yes	Yes
Custody	self_custodial	self_custodial
KYC Required	No KYC	No KYC
Pros & Cons
Pros	No annual or maintenance fees Generous cashback program (up to 8% in BNB) Instant crypto-to-fiat conversion at point of sale Wide merchant acceptance through Visa network	No annual fee makes it accessible to most credit-qualified users Instant rewards provide immediate crypto exposure Wide selection of 50+ reward cryptocurrencies offers flexibility Metal card design with enhanced security features
Cons	Discontinued in the EEA (December 2023) Cashback rates dependent on BNB holdings Limited detailed information on tier requirements Subject to cryptocurrency price volatility	Cannot be used for spending cryptocurrency directly Some users report transaction decline issues affecting reliability Limited to US residents only Caps on high-earning reward categories limit maximum benefits