BasedApp Card vs Ready Card

Side-by-side comparison of 2 crypto debit cards

BasedApp Card logo
BasedApp Card
3.0/5
self_custodialvisa
Ready Card logo
Ready Card
4.5/5
self_custodialmastercard
Rating
Overall3.0/54.5/5
Fees
Monthly Fee
Issuance FeeSee card_tiersSee card_tiers
Rewards
Max Cashback480.31%36%
Features
Apple PayNoNo
Google PayYesYes
Custodyself_custodialself_custodial
KYC RequiredNo KYCNo KYC
Pros & Cons
Pros
  • No staking requirements for card access, unlike many competitors that require native token staking
  • Gasless deposits eliminate blockchain transaction fees for users
  • Multi-network support (Solana, Arbitrum, Polygon, Hyperliquid) provides flexibility
  • Integration with Hyperliquid trading creates a seamless ecosystem for trading and spending
  • True self-custody model maintains crypto ownership principles
  • Competitive cashback with boost opportunities up to 6%
  • No hidden fees or exchange rate markups
  • Global usage through Mastercard network
Cons
  • Singapore card services discontinued (November 2025) - no longer available for Singapore residents
  • Legacy Standard Card was limited to only three countries before discontinuation
  • No ATM withdrawal functionality on any tier
  • Withdrawal functionality remains limited (not currently enabled)
  • 120 USDC annual fee for Metal card
  • Currently only supports USDC/USDC.e for spending
  • Ordering limited to UK and EEA residents
  • Cashback rewards capped at $150 monthly
BasedApp Card
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Ready Card
Apply Now