BasedApp Card vs Gemini Credit Card

Side-by-side comparison of 2 crypto debit cards

	BasedApp Card 3.0/5 self_custodialvisa	Gemini Credit Card 4.0/5 self_custodialmastercard
Rating
Overall	3.0/5	4.0/5
Fees
Monthly Fee	—	$0
Issuance Fee	See card_tiers	$0
Rewards
Max Cashback	480.31%	Up to 4% on gas, EV charging, transit & rideshares (up to $300 monthly spend, then 1%), 3% on dining, 2% on groceries, 1% on all other purchases
Features
Apple Pay	No	Yes
Google Pay	Yes	Yes
Custody	self_custodial	self_custodial
KYC Required	No KYC	No KYC
Pros & Cons
Pros	No staking requirements for card access, unlike many competitors that require native token staking Gasless deposits eliminate blockchain transaction fees for users Multi-network support (Solana, Arbitrum, Polygon, Hyperliquid) provides flexibility Integration with Hyperliquid trading creates a seamless ecosystem for trading and spending	No annual fee makes it accessible to most credit-qualified users Instant rewards provide immediate crypto exposure Wide selection of 50+ reward cryptocurrencies offers flexibility Metal card design with enhanced security features
Cons	Singapore card services discontinued (November 2025) - no longer available for Singapore residents Legacy Standard Card was limited to only three countries before discontinuation No ATM withdrawal functionality on any tier Withdrawal functionality remains limited (not currently enabled)	Cannot be used for spending cryptocurrency directly Some users report transaction decline issues affecting reliability Limited to US residents only Caps on high-earning reward categories limit maximum benefits