Avici Card vs Ether.Fi Cash Card

Side-by-side comparison of 2 crypto debit cards

Avici Card logo
Avici Card
3.0/5
self_custodialvisa
Ether.Fi Cash Card logo
Ether.Fi Cash Card
4.5/5
self_custodialvisa
Rating
Overall3.0/54.5/5
Fees
Monthly FeeSee card_tiersFree (all tiers)
Issuance FeeSee card_tiersSee card_tiers
Rewards
Max Cashback0% - No cashback or crypto rewards programUp to 3% (Core/Luxe/Pinnacle) or up to 4% (VIP) - progressive structure based on monthly spend
Features
Apple PayYesYes
Google PayYesYes
Custodyself_custodialself_custodial
KYC RequiredNo KYCNo KYC
Pros & Cons
Pros
  • True self-custody with smart contract escrow protection
  • Zero transaction fees and transparent pricing structure
  • Multi-chain support with automatic token conversion
  • Premium Visa benefits without staking requirements
  • Non-custodial design preserves user sovereignty over crypto assets
  • Free Club membership with tier progression through loyalty points
  • Progressive cashback rates up to 4% paid in wETH
  • Continues earning yield on collateral while borrowing against it
Cons
  • No cashback or crypto rewards program
  • Limited geographic availability excluding major markets
  • Requires 100% USDC collateral for spending
  • Early-stage platform with limited track record
  • Geographic restrictions limit availability
  • Market volatility could lead to liquidation of collateral
  • Full KYC requirements may deter privacy-focused users
  • Progressive cashback rates decrease with higher monthly spending
Avici Card
Apply Now
Ether.Fi Cash Card
Apply Now